Your Retirement Wake-up Call!!

Debbie Nelson

11/18/25

One thing that I enjoy the most as a Realtor is getting to know my clients.  I've been so fortunate to have built relationships with so many of you!  I love watching your children grow up, learn about your travels around the world, and watch as many of you move into the new world of retirement!

And I love it when I get to share your exciting news!  This summer, I had the pleasure of meeting Chris Ragot & Tracy Sullivan (check out their home for sale at 60 Barton Ridge Dr. in Breckenridge).  Chris and Tracy have been working on a book that I think most of us should take time to read.  

Your Retirement Wake-Up Call: Action Steps to Retire Healthy, Wealthy, and with Purpose! 

My copy just arrived this week in the mail!!  

We all worry so much about finances, but it is more than that...we need to take a wholistic approach to this step of our life.  I think this quote says it all: 

“True retirement planning is about aligning your money with your values, health, and the life you want to wake up to daily. That’s why I love the wholistic approach of this book; it helps people think bigger than just a financial finish line.”
—Sara Stanich, CFP®, Founder of Cultivating Wealth

You can order your copy off of Amazon by clicking HERE   

Here's a short note from Chris & Tracy about their book:

Tracy and I come from very different worlds, but we've both seen the same thing over and over: most people don't get the guidance they need to plan for their futures.

Retirement isn't a joke, and it's not something you can keep pushing off. It sneaks up on you faster than you expect.

I've got more years behind me than ahead of me, and that hits harder than I ever imagined. Tracy and I have both seen people —friends, family, and clients — who run straight into retirement without a plan and later pay the price.

  • The unexpected out-of-pocket costs that come with Medicare
  • The loss of Social Security income when a spouse passes away
  • How much you actually need to save to retire comfortably — and why most people underestimate it
  • The importance of having the right legal documents in place (wills, powers of attorney, medical directives) to protect your family
  • What to consider if you need to take in or care for an aging  or ill parent, child or family member
  • How your long-term health and early preventive care, can determine the quality of your later years

We wrote this book to help people at every stage: those just starting, those in the middle of life, and those already thinking about what comes next.

This is now our purpose.

So, if this book gives you even one insight that helps you make a better decision for your future, that’s enough for us.

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